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Take control of your money

Simple, secure shopping with the OPTIMUM Prepaid Mastercard

*£5 card fee is applicable

What is OPTIMUM?

  • A Contactless prepaid card to keep you in control of your money
  • Load money via any of our simple top up methods and use your card anywhere you see the Mastercard Acceptance Mark
  • A simple, secure card for anyone

Benefits of OPTIMUM?*

  • Secure shopping online or abroad
  • 24/7 access to your cash at home or abroad
  • Quick and easy Contactless payments
  • Manage your money via mobile app or online

How to get OPTIMUM

Apply online and your card will be sent to your door. The OPTIMUM card costs £5 and you can pay using a credit or debit card.

Understanding OPTIMUM

Watch our animated explainer video highlighting the benefits of using the Optimum card.

Optimum App logo

Manage your money on the move with the Optimum card mobile app myOptimumCard.

Benefits of the app include allowing you to view your balance and transactions, load funds and set alerts. Your app is protected by a passcode and we’ll never store any of your financial details on the phone.

Download the Android app

Need help? View our FAQ section VIEW FAQ'S

*We are legally required to confirm your identity when we receive your application. As long as we can do this, you will receive a card that allows you use all the great stuff Optimum has to offer. If we are not able to fully confirm your identity, you may receive a card that still lets you shop everywhere in the UK, but which has limited functionality.

The Optimum Prepaid Mastercard® is issued by PrePay Technologies Limited pursuant to license by Mastercard International Incorporated. This card is an electronic money product. PrePay Technologies Ltd, is authorised and regulated by the Financial Conduct Authority for the issuance of electronic money (FRN 900010). Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.